Comments on: New PayPal buyer protection for off-eBay purchases http://tamebay.com/2009/11/new-paypal-buyer-protection-for-off-ebay-purchases.html eBay & ecommerce made easy Tue, 16 Mar 2010 17:28:53 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Cambridge_Blue http://tamebay.com/2009/11/new-paypal-buyer-protection-for-off-ebay-purchases.html#comment-53018 Cambridge_Blue Sun, 08 Nov 2009 22:08:12 +0000 http://tamebay.com/?p=9443#comment-53018 Thanks for the cogent and informative analysis. Thanks for the cogent and informative analysis.

]]> By: TheBrewsNews http://tamebay.com/2009/11/new-paypal-buyer-protection-for-off-ebay-purchases.html#comment-52981 TheBrewsNews Sat, 07 Nov 2009 23:20:09 +0000 http://tamebay.com/?p=9443#comment-52981 It only makes sense for PayPal to "expand" this protection since users who purchase off-eBay using their credit card through PayPal would have this protection anyway -- it would just be more expensive for PayPal since PayPal would also have to cover the chargeback fee. But this way (with the expanded protection), users of PayPal would be encouraged to use their checking account to fund purchases off-eBay since they would also be covered against non-receipt of items. In doing so, Paypal makes a great deal more money since they won't have the credit card transaction fee to pay but yet charges the seller a fee. So, it isn't really that PayPal is offering any "new" protections to those PayPal users who already fund their off-eBay purchases with a credit card. The "new" protections are only for those who fund their purchase with a bank account or their PayPal balance (which are the funding methods that PayPal prefers). This "new" protection provides the most benefits to PayPal themselves. I'm not saying that the expanded protection is not also good for the consumer, but the main reason for the expanded protection is because it benefits Paypal. It only makes sense for PayPal to “expand” this protection since users who purchase off-eBay using their credit card through PayPal would have this protection anyway — it would just be more expensive for PayPal since PayPal would also have to cover the chargeback fee.

But this way (with the expanded protection), users of PayPal would be encouraged to use their checking account to fund purchases off-eBay since they would also be covered against non-receipt of items. In doing so, Paypal makes a great deal more money since they won’t have the credit card transaction fee to pay but yet charges the seller a fee.

So, it isn’t really that PayPal is offering any “new” protections to those PayPal users who already fund their off-eBay purchases with a credit card. The “new” protections are only for those who fund their purchase with a bank account or their PayPal balance (which are the funding methods that PayPal prefers).

This “new” protection provides the most benefits to PayPal themselves. I’m not saying that the expanded protection is not also good for the consumer, but the main reason for the expanded protection is because it benefits Paypal.

]]> By: Chris Dawson http://tamebay.com/2009/11/new-paypal-buyer-protection-for-off-ebay-purchases.html#comment-52948 Chris Dawson Fri, 06 Nov 2009 18:02:33 +0000 http://tamebay.com/?p=9443#comment-52948 I might have read your blogpost, I might even have linked to it as the primary source ;-) Did manage to glean some other snippets to add in as well though :grin: I might have read your blogpost, I might even have linked to it as the primary source ;-)

Did manage to glean some other snippets to add in as well though :grin:

]]> By: Heather Taylor http://tamebay.com/2009/11/new-paypal-buyer-protection-for-off-ebay-purchases.html#comment-52944 Heather Taylor Fri, 06 Nov 2009 17:02:45 +0000 http://tamebay.com/?p=9443#comment-52944 Nice to see you picked up on this. I think it's great news! Did you read my blogpost on it perchance? ;) Nice to see you picked up on this. I think it’s great news! Did you read my blogpost on it perchance? ;)

]]> By: John http://tamebay.com/2009/11/new-paypal-buyer-protection-for-off-ebay-purchases.html#comment-52941 John Fri, 06 Nov 2009 16:51:58 +0000 http://tamebay.com/?p=9443#comment-52941 Jesus, you have some good sources Chris! :shock: Jesus, you have some good sources Chris! :shock:

]]> By: Rich Brady http://tamebay.com/2009/11/new-paypal-buyer-protection-for-off-ebay-purchases.html#comment-52927 Rich Brady Fri, 06 Nov 2009 13:28:08 +0000 http://tamebay.com/?p=9443#comment-52927 I agree, this is a great move from eBay. I only see more and more ecommerce sites adding this an 2nd/back up PSP I agree, this is a great move from eBay. I only see more and more ecommerce sites adding this an 2nd/back up PSP

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